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What is a Non-Conforming Loan?

A non-conforming loan is a type of mortgage that does not meet the standards set by Fannie Mae or Freddie Mac, the two government-sponsored enterprises that buy mortgages from banks. Non-conforming loans may have higher interest rates or require larger down payments.


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Tree in a gold colored field

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The tern of Non-Conforming Loan before I didn't know it. I learn a lot about mortgages and real estate. This type of loan that two government-sponsored enterprises that buy mortgages from banks.

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